Travel Insurance for
Solo Travelers
When you travel alone, there's no one to help if things go wrong. The right insurance is the difference between a bad day and a financial disaster. Here's what actually works.
Why solo travelers need it more than anyone
Medical emergencies
A broken leg in Bali or appendicitis in Tokyo can cost $10,000–$50,000 without insurance. Evacuation alone can exceed $100,000.
Trip cancellation
Flights get cancelled, visas get rejected, family emergencies happen. Without coverage you eat the full cost alone.
Theft & loss
Solo travelers carry everything with them — laptop, camera, passport. One bag snatch without insurance is a trip-ending event.
The two best options for solo travelers
Best for long-term travelersPros
- ✓Subscription-based — pay monthly, cancel anytime
- ✓Covers you in your home country for 30 days per 90
- ✓Cheapest option at ~$45/month
- ✓Covers Covid-19 treatment
- ✓Can buy after you've already left home
Cons
- ✗Lower coverage limits than World Nomads
- ✗No trip cancellation cover
- ✗Deductible of $250 per claim
- ✗Not available for US residents in the US
Nomad Insurance plans: Essential vs Complete
From ~$45/month · Instant coverage
Get a SafetyWing quote →Pros
- ✓Covers 200+ adventure activities (surfing, hiking, diving)
- ✓Trip cancellation and interruption cover
- ✓Higher medical limits
- ✓24/7 emergency assistance line
- ✓Trusted by Lonely Planet
Cons
- ✗More expensive (~$100–$200/month)
- ✗Must buy before departure
- ✗Fixed trip duration only
- ✗Age limits apply (66+ surcharge)
Covers 200+ adventure activities
Get a World Nomads quote →Best for long trips
Get SafetyWing →Best for adventure
Get World Nomads →Planning a trip? Start here
Affiliate disclosure: Our SafetyWing link is an affiliate link — SouloSpotter earns a commission if you purchase, at no extra cost to you. The World Nomads link on this page is not an affiliate link and earns us nothing. We are a World Nomads affiliate only on our separate World Nomads page.